Terms of Use

Last updated: September 24, 2026

Acceptance of these terms

By using this website you agree to these terms. If you do not agree, please do not use the site.

What this site provides

This site offers an informational estimate of whether the US bond market is open or closed at a given moment. Answers are calculated in your browser from each market's published trading hours and holiday calendar. It is not a live trading feed. Bond market dates follow SIFMA's published recommendations, which are recommendations only - each firm decides for itself whether to follow them - and all schedules are subject to change due to market conditions.

No financial advice

Nothing on this site is investment, legal, or tax advice, and nothing here is an offer or solicitation to buy or sell any security. Do not make trading decisions based solely on this site; confirm market hours and settlement dates with your broker or the official source.

No warranty

The site and its content are provided "as is" and "as available", with all faults and without warranty of any kind, express or implied, including any warranty of accuracy, completeness, reliability, merchantability, or fitness for a particular purpose. We do not warrant that the information shown is correct or current, or that the site will be available, uninterrupted, or error-free.

Limitation of liability

To the maximum extent permitted by law, the operator of this site will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages - including trading losses, missed settlements, lost time, or lost profits - arising from or related to your use of, or inability to use, this site or reliance on its content, even if advised of the possibility of such damages. Your use of the site and any decision you make based on it is entirely at your own risk.

No affiliation

This site is not affiliated with, endorsed by, sponsored by, or connected to SIFMA or any exchange, regulator, or trade association. All names and trademarks belong to their respective owners and are used for identification only.

Third-party content and advertising

The site may display third-party advertising (for example Google AdSense) and may link to external websites. We are not responsible for the content, accuracy, or practices of advertisers or external sites.

Contact

Questions about these terms? Email urielatzmon@mail.instinct.com.

Changes

We may update these terms at any time. The updated version will be posted on this page with a new date, and continued use of the site after a change means you accept the updated terms.